Be Smart

Getting into debt is easier than getting out of it. Please take a moment to assess your situation.

Fees and interest can make credit expensive, especially if you borrow more than you can afford. Our loans are best when used to pay for an unexpected expense like a medical bill or car repairs. It can help you get back on the road and gives you time to work the expense into your budget.

If you are over-indebted, consider applying for debt counselling. You can find a registered debt counsellor near you here:

If in doubt, seek advice before making any decisions.

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